Services Built Around Your Financial Goals
From understanding your current position to planning for the future, our services cover every aspect of personal and business financial management. Each engagement is tailored to your specific situation.
Personal Finance Services
Taking control of your personal finances starts with understanding where you stand and where you want to go.
Financial Health Assessment
£195A comprehensive review of your current financial position including income, expenditure, assets, and liabilities. You receive a detailed report with clear insights into your financial health and areas for improvement.
Personal Budget Creation
£275Working together, we build a realistic monthly budget that accounts for your actual spending patterns while creating room for savings and the things you enjoy. Includes tracking tools and a follow-up session.
Debt Management Strategy
£325If debt is creating stress, we analyse all your obligations and create a structured repayment plan. We identify priority debts, explore consolidation options, and develop a timeline for becoming debt-free.
Emergency Fund Planning
£175Determine the right size for your safety net based on your circumstances and build a realistic plan to achieve it. We help you balance emergency savings against other financial priorities.
Savings Strategy Development
£295Whether saving for a house deposit, holiday, or general wealth building, we create a strategy matched to your timeline and goals. Includes comparison of savings vehicles and account recommendations.
Retirement Planning Consultation
£450Assess your current retirement provisions, calculate future needs, and develop a plan to bridge any gaps. We review pension options, state benefits, and other income sources to build a complete picture.
Business Finance Services
Solid financial foundations allow businesses to grow with confidence and weather unexpected challenges.
Business Financial Review
£395A thorough examination of your business finances including profit margins, cash flow patterns, and operational costs. Ideal for owners who want an objective view of their financial position.
Cash Flow Management
£475Implement systems to monitor and forecast cash flow, reducing the stress of uncertainty. We identify patterns, anticipate pinch points, and create strategies to maintain healthy working capital.
Pricing Strategy Analysis
£350Ensure your pricing covers costs and generates appropriate margins. We analyse your cost structure, market positioning, and competitor landscape to develop pricing that supports sustainable growth.
Growth Planning
£595When you are ready to expand, we help model different scenarios, assess funding requirements, and create financial projections that support your business case whether approaching lenders or investors.
Financial Systems Setup
£425Establish proper bookkeeping practices, reporting frameworks, and financial controls appropriate to your business size. Good systems save time and provide the information needed for sound decisions.
Exit Planning
£750Whether planning to sell, pass on the business, or wind down, we help you understand your options and prepare financially. Includes valuation guidance and timeline development.
Ongoing Support Packages
For clients who benefit from regular guidance, our retainer packages provide consistent support at predictable costs.
Personal Finance Retainer
£125/monthMonthly check-ins to review your progress, adjust strategies as circumstances change, and address any financial questions that arise. Includes quarterly comprehensive reviews and priority email support.
Business Finance Retainer
£295/monthOngoing financial oversight for your business including monthly reporting review, cash flow monitoring, and strategic consultation. Available for ad-hoc queries with guaranteed same-day response.
Combined Personal & Business
£375/monthComprehensive coverage for business owners whose personal and company finances are interlinked. We manage both sides with an understanding of how each affects the other.
How Our Services Compare
| Feature | One-Time Services | Retainer Packages |
|---|---|---|
| Initial consultation included | Yes | Yes |
| Written report/recommendations | Yes | Yes |
| Follow-up support | One session | Ongoing |
| Email support | 30 days | Unlimited |
| Strategy adjustments | Additional fee | Included |
| Quarterly reviews | Not included | Included |
| Priority scheduling | Standard | Priority access |
Our Process for Every Engagement
Discovery
We begin by understanding your situation fully. This means gathering information, asking questions, and listening carefully to what matters most to you.
Analysis
Our team reviews your information thoroughly, identifying patterns, opportunities, and potential concerns that inform our recommendations.
Recommendations
We present clear, actionable guidance with full explanations of our reasoning. You will understand not just what to do, but why each step matters.
Implementation
We support you in putting recommendations into practice, addressing questions and adjusting as needed to fit your real-world circumstances.
Benefits of Professional Financial Guidance
It is difficult to see your own finances clearly. An outside view identifies blind spots and opportunities you might miss.
Financial anxiety diminishes when you have a clear plan and someone to help you navigate challenges as they arise.
Avoid common mistakes and take efficient paths toward your goals. Professional guidance accelerates your financial journey.
Having someone to check in with makes it easier to stay on track and maintain the habits that lead to financial success.
Our educational approach means you gain skills and understanding that serve you long after our engagement ends.
Frequently Asked Questions
If you are unsure, start with a conversation. We offer a free 20-minute initial call where we can discuss your situation and suggest the most appropriate service. There is no obligation, and we would rather help you find the right fit than sell you something unsuitable.
We often combine services into tailored packages at reduced overall cost. For example, a Financial Health Assessment naturally leads into Budget Creation for many clients. We will recommend logical combinations and discuss pricing during our initial conversation.
One-time services typically span two to four weeks from initial meeting to final recommendations. This allows proper time for information gathering, analysis, and thoughtful strategy development. Retainer relationships are ongoing by design, usually reviewed annually.
Yes. While we enjoy meeting clients in person at our Manchester office, all services can be delivered via video call. Many clients find remote consultations more convenient, fitting easily around work and family commitments. The quality of guidance remains identical.
We accept bank transfer, debit card, and credit card payments. For one-time services, payment is typically due upon completion. Retainer packages are billed monthly via direct debit. We can also arrange payment plans for larger engagements if needed.
Ready to Discuss Your Needs?
Every financial journey is different. Reach out and let us understand yours.
Contact Us Today